Medicaid Estate Recovery Program (MERP) is where
Medicaid will attempt to recover funds paid out for nursing home expenses by putting a lien on their home.
Here is how MERP works:
Know your
nursing home residents rights. Once a person passes away, MERP can place a claim or a lien on the home, through probate court. If a person takes over payments to protect their loved one’s home when they get placed into a nursing home, they can put their own claim in against the estate. There are also several exemptions for family members that could help you
protect your home.
Keeping Track of Money Spent; Elder Law
Once your loved ones are placed into a nursing home, Medicaid will not help with their home any more. All
Medicaid benefits will now be paid to the nursing home. If their home is still mortgaged, it can get very expensive to keep up. Make sure you let MERP know that you are filing a claim for money spent on anything to do with that home: mortgage, taxes, insurance, maintenance, etc.
Getting legal advice; Elder Law Attorneys Cohen and Oalican, LLC., Boston, Raynham, Andover Massachusetts
Every state has different laws regarding MERP. These laws can be very difficult to understand and you could end up losing a lot of money. Find out how to handle probate when your loved ones die and MERP starts looking to recover the money they provided the nursing home.
Elder law attorneys Cohen and Oalican know what the proper state laws are and will
help protect your house and get through these tough times.